Financial Mathematics MCQs

By: Prof. Dr. Fazal Rehman Shamil | Last updated: November 25, 2024

Q1: The Black-Scholes model is primarily used to determine the value of:

  • (A) Bonds
  • (B) Stocks
  • (C) Options
  • (D) Futures Contracts

Answer: (C) Options


Q2: In financial mathematics, the risk-free rate is often assumed to be:

  • (A) 0%
  • (B) The interest rate on government bonds
  • (C) The return rate of stocks
  • (D) The inflation rate

Answer: (B) The interest rate on government bonds


Q3: In the context of the Capital Asset Pricing Model (CAPM), the market portfolio consists of:

  • (A) All assets in the economy weighted by market value
  • (B) All risk-free assets
  • (C) A single stock with the highest return
  • (D) Only the most volatile assets

Answer: (A) All assets in the economy weighted by market value


Q4: The price of a European call option under the Black-Scholes model depends on all of the following parameters EXCEPT:

  • (A) Stock price
  • (B) Strike price
  • (C) Time to maturity
  • (D) Transaction cost

Answer: (D) Transaction cost


Q5: In the binomial option pricing model, the risk-neutral probability is used to:

  • (A) Calculate the expected return on the stock
  • (B) Determine the value of an option by discounting future payoffs
  • (C) Adjust for the risk-free rate
  • (D) Price the underlying asset directly

Answer: (B) Determine the value of an option by discounting future payoffs


Q6: The net present value (NPV) of an investment is positive if:

  • (A) The future cash flows are greater than the initial investment
  • (B) The discount rate is greater than the rate of return
  • (C) The future cash flows are discounted at a higher rate
  • (D) The project is riskier than other investments

Answer: (A) The future cash flows are greater than the initial investment