Dream Home Loan Management System using PHP

By: Prof. Fazal Rehman Shamil

Code and documentation of Dream Home Loan Management System using PHP



Project Domain / Category:


Web Application


Abstract / Introduction:


An Organization named as “Dream Home” gives loan to Pakistani Nationals based on their salary or Business Income to construct home like Islamic Based Banking. There is a need of a web based Loan Management System for “Dream Home” to tackle the loan amount and installments for the clients and concerned officers for calculations. Client will fill online form and submit to on the said system to take loan in any category. The concerned officers will evaluate the form and verify the clients for further processing. After approval of loan, the said system must be able to make installment plan for the client. Similarly, the proposed system will handle the submitted installments and remaining amount etc.


Functional Requirements:


  1. The proposed system will maintain the basic information of different categories i.e.:
Eligibility i. All men/women holding CNIC
Criteria ii. First time home owner
iii. Only for construction and first purchase of newly constructed
affordable housing units.
Size of Loan is segregated into three tiers, as under:
Unit i. Tier 1 (T1) – Housing Units/apartments of up to 3 Marla with
covered area of up to 650 square feet.
ii. Tier 2 (T2) – Housing Units/apartments of up to 5 Marla with
covered area of up to 850 square feet.
iii. Tier 3 (T3) – Housing Units/apartments of up to 10 Marla) or
apartments with covered area from more than 850 square feet to
1,100 square feet.
Maximum Maximum Price (Market Value) of a single housing unit at the time of
Price of approval of financing/loan, as under:
Units Tier 1 (T1) – Rs 3.5 million
Tier 2 (T2) – Rs 4.0 million
Tier 3 (T3) – Rs. 6.0 million
Maximum Maximum size of the loan of a single housing unit, as under:
Loan size
Tier 1 (T1) – Rs 2.7 million
Tier 2 (T2) – Rs 3.0 million
Tier 3 (T3) – Rs. 5.0 million
Loan Tenor 10/15/20 years, depending upon choice of customers.


  1. According to above table the system will provide calculator for the clients to get information about installments in any category after providing some down payment as per following table:



Loan Tiers


Tier 1


Tier 2


Tier 3



Customer Pricing


3% for first 5 years &

5% for next years


5% for first 5 years &

7% for next years


7% for first 5 years &

9% for next years




  1. The proposed system will have login interface for registered clients, officers and one organization Administrator.


  1. Clients after registration, will be able to fill online form of information i. e Name, Father Name, Salary/Business Income, loan category etc.


  1. Concerned officer/Admin will evaluate the client form as per rules and Reject/Accept it accordingly.


  1. The said web based system should provide different details in report form i.e. Client’s remaining installments, Submitted installments. Missing installment, Penalty if any etc.



PHP/Python, HTML, CSS, JavaScript (other supporting language)

Class diagram, activity diagram, data flow diagram, sequence diagram, use case diagram, testing test cases, SRS, Design, Test phase, and final deliverable., and others are needed to draw for this project.

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