Question: Which of the following is India’s first credit information company?
A CRISIL
B SMERA
C ICRA
D CIBIL
Answer: CIBIL
| Aspect | Information |
| Company Name | Credit Information Bureau (India) Limited (CIBIL) |
| Founded | August 2000 |
| Headquarters | Mumbai, Maharashtra, India |
| Founders | TransUnion, HDFC, SBI, ICICI Bank, Bank of Baroda, and others |
| Role | Collects, maintains, and provides credit information |
| Regulatory Authority | Regulated by the Reserve Bank of India (RBI) |
| Credit Score Range | 300 to 900 |
| Services Offered | Credit reports, credit scores, credit monitoring, credit analysis, etc. |
| Customers | Lenders, financial institutions, individuals, businesses, etc. |
| Importance | Determines creditworthiness and loan approval for individuals and businesses |
| Impact on Credit Market | Significantly influenced the Indian credit industry by introducing standardized credit reporting |
| Ownership | TransUnion owns a significant stake in CIBIL |