Past Papers Banking Law and Practice

Guess Paper 1: Banking Law and Practice Past Papers

University Name – Confidential

NOTE: Q.1 is compulsory, attempt any four questions from the remaining. All questions carry equal marks. Phones and other Electronic Gadgets are not allowed.

Time Allowed: 3 hours

Examination:   Final, Fall – 2020

Total Marks:    70, Passing Marks (35)

Q.1. Define the term Bank and discuss its importance in economic development.

Q.2. What are the prospects of interest banking in Pakistan?

Q.3. Elaborate the term Commercial Bank and differentiate it from the noninterest banks giving examples.

Q.4. What is the role of credit policy in the Banking System? Discuss its general principles.

Q.5. How does a commercial bank lend against the immovable properties in current practices in Pakistan?

Q. 6. Elaborate the term Letter of Credit. Enlist the names of various kinds of LCs and discuss its importance in International Trade.Q.7. Write a comprehensive note on the functions and role of SBP.Q. 8. Write short notes on any two of the followings:-

a) Swapping.
b) Exchange Risks.
c) SBP as a controller of the Money Market.

Guess Paper 2: Banking Law and Practice Past Papers

University Name – Confidential

NOTE: Q.1 is compulsory, attempt any four questions from the remaining. All questions carry equal marks. Phones and other Electronic Gadgets are not allowed.

Time Allowed: 3 hours

Examination:   Final, Fall – 2020

Total Marks:    70, Passing Marks (35)

Q.1 Differentiate

1. Debit card and credit card
2. money market and capital market
3. Commercial bank and State bank
4. Crossed cheque and Open cheque

Q.2 Define Banking? Explain the origin and evolution of banking?

Q.3 Explain the functions of specialized credit institutions?

Q.4 Define Endorsement? Explain the bank’s operations regarding cheques and their payments?

Q.5 Explain different forms of lending?

Q.6 Write a detailed note on negotiation and discounting of export documents?

Q.7 How State bank is formed? Explain the structure and functions of SBP?

Guess Paper 3: Banking Law and Practice Past Papers

University Name – Confidential

NOTE: Q.1 is compulsory, attempt any four questions from the remaining. All questions carry equal marks. Phones and other Electronic Gadgets are not allowed.

Time Allowed: 3 hours

Examination:   Final, Fall – 2020

Total Marks:    70, Passing Marks (35)

Q.1. Write a comprehensive note on the evolution of the banking system in the world.

Q.2. What is the role of Modern Banking in Economic Development?

Q. 3. Elaborate  the role of customer relationship in Commercial Banking with examples.

Q.4. Do you think that a Credit Policy has some role in Banking System? Also, discuss its general principles.

Q.5. How does a commercial bank lend against the immovable properties in current practices in Pakistan?

Q. 6. Enlist various types of Accounts presently in our banking system and also elaborate various steps of opening a Partnership Account.

Q.7. Do you agree that SBP is plying role as controller of the money market, discuss your view points.

Q. 8. Write short notes on the followings:-

(i). Exchange Risks. (ii). Various kind of cheques.

Guess Paper 4: Banking Law and Practice Past Papers

University Name – Confidential

NOTE: Q.1 is compulsory, attempt any four questions from the remaining. All questions carry equal marks. Phones and other Electronic Gadgets are not allowed.

Time Allowed: 3 hours

Examination:   Final, Fall – 2020

Total Marks:    70, Passing Marks (35)

Q.1. Elaborate with arguments that Modern Banking has a vital role in the economic development of a country.

Q.2. What are the major functions of Commercial Banks?

Q. 3. How you will elaborate the future prospects of noninterest banking in Pakistan?

Q.4. What is the role of credit policy in the Banking System? Discuss its general principles.

Q.5. Enlist stepwise procedure of when a Commercial Banks grant lending to Corporate Borrowers in Pakistan?

Q. 6. Elaborate the term Letter of Credit. Enlist the names of various kinds of LCs and discuss its importance in International Trade.

Q.7. Write a comprehensive note on the functions and role of SBP as controller of the money market.

Q. 8. Write short notes on two of the followings:-

(i). lending to small businesses. (ii). Exchange Risks.


[OBJECTIVE]

Subject: Banking Law and Practice

Time Allowed: 15 Minutes

Maximum Marks: 10

NOTE: Attempt this Paper on this Question Sheet only.  Please encircle the correct option. Division of marks is given in front of each question. This Paper will be collected back after expiry of time limit mentioned above.

 

Part-I Encircle the right answer, cutting and overwriting are not allowed. (10)

1. Traveller cheques can be encashed by:
a) any person
b) third party
c) the purchaser
d) the creditor
2. Functions of the bank include:
a) borrowing and lending money
b) act as Modarba company
c) granting letters of credit
d) all of these
3. In PLS account, profit or loss is determined & distributed after:
a) 3 months
b) 6 months
c) 9 months
d) 1 year
4. State bank of India was allowed ta function in Pakistan until:
a) 30 September 1947
b) 30 September 1948
c) 30 September 1949
d) 30 September 1950
5. Minimum paid up capital for a bank can be determined by State Bank:
a) Only Once
b) Annually
c) From time to time
d) Every 5 years
6. Any banking-company can appeal against the orders of State Bank to:
a) banking court
b) central board of directors of SBP
c) banking council
d) none of these
7. State bank of Pakistan was established on:
a) 1st July 1948
b)15 August 1948
c) 11 September 1948
d) 5 December 1948
8. License to bark is issued by:
a) Federal Govt.
b) Provincial Govt
c) Banking Council
d) State bank of Pakistan
9. Banker’s Book Evidence Act was passed in:
a) 1890
b) 1891
c) 1892
d) 1893
10. In 1947, which bank was functioning in Pakistan:
a) Habib Bank
b) Australasia Bank
c) Muslim Commercial Bank
d) Both A&B

[SUBJECTIVE]

Subject: Banking Law and Practice

Time Allowed: 2 Hours 45 Minutes

Maximum Marks: 50

NOTE: ATTEMPT THIS (SUBJECTIVE) ON THE SEPARATE ANSWER SHEET PROVIDED.

 

Part-II Give short notes on following, each question carries equal marks. (20)

Q#1: What are the benefits of negotiable instruments?

Q#2: For what purpose the banks maintain the reserve fund?

Q#3: Explain the term tangible securities?

Q#4: Briefly explain the duties of the borrowers?

Q#5: What are different kinds of deposit?

Q#6: What do you understand by profit and loss sharing?

Q#7: Describe the scheduled banks?

Q#8: Define collateral securities?

Q#9: What are the advantages of letter of credit?

Q#10: What is meant by the term “liquidity”?

 

Part-III Give detailed answers, each question carries equal marks. (30)

Q#1: Briefly explain the powers of the State Bank of Pakistan?

Q#2: Explain Foreign exchange regulation Act 1947?

Q#3: What are the classification of securities?